Fintech infrastructure companies
we help commercialise.

Crunchfish

About Crunchfish

Crunchfish is a Swedish deep-technology company that has developed Digital Cash — an offline-first payment platform enabling digital transactions without requiring internet connectivity at the point of transaction.

Their technology is built for markets like India where connectivity can be intermittent and financial inclusion requires solutions that work everywhere — from metro stations to rural kirana stores.

Crunchfish's platform is interoperable with existing payment infrastructure and has attracted strategic interest from central banks and payment networks globally exploring offline digital payment mandates.

What PayEnable Does

PayEnable drives Crunchfish's market development in India — building their market presence, establishing strategic partnerships with payment networks, banks, fintechs and platform providers, and creating commercial traction for their Digital Cash platform.

This includes identifying and engaging potential pilot partners, navigating the RBI regulatory landscape, articulating the Crunchfish value proposition to Indian stakeholders, and managing the commercial relationship between Crunchfish's Sweden-based team and India market opportunities.

Use Cases & Opportunities

LISNR

About LISNR

LISNR is a US-based technology company that has developed a proprietary ultrasonic protocol — transmitting data via near-inaudible sound waves. This near-field communication layer enables proximity-based data exchange for payments, authentication, tokenisation and connected experiences, without requiring NFC hardware, Bluetooth pairing or internet connectivity at the point of interaction.

LISNR's technology is deployed across payments, ticketing, access control and retail engagement globally — presenting a compelling proposition for India's diverse device ecosystem where NFC hardware penetration remains uneven across device price tiers.

What PayEnable Does

PayEnable leads LISNR's market entry and expansion strategy in India, working to establish the technology with payment networks, banks, acquiring processors and merchant platforms who can embed the LISNR protocol into their existing infrastructure or customer journeys.

This includes creating use case frameworks tailored to Indian market dynamics, facilitating technical introductions between LISNR and prospective integration partners, and managing the commercial conversation from initial engagement to structured partnership.

Use Cases & Opportunities

Credgenics

About Credgenics

Credgenics is an India-based fintech company whose AI-powered platform transforms the debt resolution and collections process for Banks and NBFCs. Their technology combines machine learning, legal-tech automation, multi-channel communication and portfolio analytics to dramatically improve recovery rates while reducing the cost and friction of the collections process.

Credgenics is already established as a leading player in the bank and NBFC lending segment — and their platform's underlying AI capabilities hold significant potential across any industry where customer receivables management, collections or loyalty-based financial engagement is critical.

What PayEnable Does

PayEnable plays two roles for Credgenics: first, promoting their Debt Resolution Platform to Banks and NBFCs across India; and second — equally importantly — identifying and developing new use cases for Credgenics' AI capabilities across industries beyond banking.

This use case expansion work is central to the partnership. PayEnable maps Credgenics' technology capabilities against the receivables, collections and customer engagement challenges faced by insurers, airlines, hotel groups and loyalty programmes — and structures commercially viable propositions for each sector.

Use Cases & Opportunities